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The SACCO Societies Act 2008 and the Regulations thereunder defines capital and provides the minimum capital required for a SACCO Societies in the deposit taking Sacco business.

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The Sacco Societies Regulatory Authority (SASRA) is empowered to license, regulate and supervise deposit taking Sacco Societies under the Sacco Societies Act 2008 (the Act), and the Regulations issued there under.

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The Savings and Credit Cooperative societies, represented by the acronym SACCOs, are one of the most important and often visible typology of cooperatives in Kenya. Their distinguishing and unique character trait from other types of cooperatives is the object and purpose for which they are incorporated, which is to transact the business of mobilization of savings, and advancement of credit facilities to their members.

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