The regulated Savings and Credit Cooperative (SACCO) industry maintained strong growth up to September 2025, with notable improvements across key indicators.
Over the year, sector reserves grew by 24.30 per cent while gross loans expanded by 12.85 per cent, reflecting sustained member confidence and sound portfolio management, despite slightly slower growth in the most recent quarter.
Between June and September 2025, SACCOs mobilised nearly Ksh. 20 billion in deposits and disbursed over Ksh. 131 billion in loans. Strong loan repayments continued to support new lending and strengthen reserves.
By the end of September 2025, total sector assets stood at Ksh. 1.156 trillion, highlighting the SACCO industry’s expanding role in financial inclusion and enterprise financing.
