The SACCO Societies Regulatory Authority (SASRA), in partnership with the Kenya Mortgage Refinance Company (KMRC) and FSD Kenya, released a comprehensive market study on the role of SACCOs in affordable housing finance.
The study underscores the critical role SACCOs continue to play in enabling home ownership for millions of Kenyans. Insights show that most SACCO members rely on development loans to purchase land and begin construction, often without full awareness of refinancing opportunities available through KMRC. Additionally, many of these loans fall between KSh 100,000 and KSh 1.5 million, which limits the scale and quality of housing that members can put up, especially for larger families.
This research is a major step toward strengthening how SACCOs contribute to the affordable housing value chain by improving data use, product design, and financing structures.
Click the link to access the full report and explore the findings.
